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Hunting Island, South Carolina

Business Interruption

If your store or plant went up in smoke, how long could your business survive with no income?

Studies have shown that when property is damaged or destroyed, it could take more than a year for a business to return to its pre-loss income levels.

Business interruption coverage is like disability insurance for your company. Unfortunately, many business owners don’t have this valuable coverage, and many don’t know it’s even available.

When you craft your Business Interruption policy with a Statewide agent, you’ll consider the following:

  • How much time would it take to rebuild or relocate, replace equipment and become fully operational again?
  • Could you afford to pay your employees if you had to shut down? How much time and expense would it take to hire and train new staff after you reopen?
  • How much would it cost to temporarily move and set up shop if you had to relocate your business while construction repairs were being made?
  • Would you have suppliers and vendors you’d be obligated to pay even though you couldn’t use their services?
  • Once you resume operations, how long would it take to return to your pre-loss income level?

The right Business Interruption Insurance policy addresses all these complex, but important questions and can help your company survive when the unthinkable happens.

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