What types of business insurance do I need?
The right answer is that it depends. Business insurance can be adapted to your specific business needs, but having the right coverage means having the right information. Recommended coverages often depend on the type of business you have and the risk protection your business will need to stay healthy and whole. At a minimum, you should carry business property and business liability insurance – this often comes in the core business owners policy, or BOP. Got employees? You need worker’s compensation insurance. And let’s talk about autos, trucks, equipment, contents, bonds, and more. There are a lot of different coverages and some very affordable solutions to make sure you are well protected. If you've never shopped for a business policy, a Statewide Agent can help you sort through the options and suggest policies that best fit your company. We mean it when we say a “Great State of No Worries.”