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Myrtle Beach, South Carolina

Protection against flooding

Flood damage can happen even if you don't live along the coast.

Flooding is a major concern among all South Carolinians, and not just for those who live along the coast. During the course of a 30-year mortgage, the risk of property damage from flooding is four times greater than that from fire. Damage from flooding can occur not only from storms, but also from damaged water mains and runoff from poor drainage.

To complicate matters, most homeowner policies do not cover flood damage. In 1968, congress created the National Flood Insurance Program (NFIP) to address this issue. The Standard Flood Insurance Program provides coverage up to $250,000 for residential buildings and $100,000 for contents. Statewide Insurance Group also offers Excess Flood Insurance to provide coverage above the NFIP limits.

A Statewide Insurance Group agent can help design a flood insurance policy to protect your home.

"I wanted to thank you and acknowledge your outstanding assistance with our insurance needs during this past year. Even though this is a second home for us on Fripp Island, complicated by distance and a variety of insurance needs, you simplified the process and solicited a number of competitive bids for us to choose from. Finally, your quick response and follow up to any issues that have arisen is much appreciated! "

Bill & Andrea Pierce

Fripp Island, SC

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