Myrtle Beach, South Carolina

Frequently Asked Questions

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Why do you have to add your child to your car insurance policy if they never drive your car?

Answer:

If the child is a licensed driver living in your household, the insurance company assumes that he will drive the car. It is possible to have an exclusion added to the policy (more likely to be the company's decision after the minor has had 3 or 4 claims) that states the child will not drive it. If you have this exclusion, there is NO COVERAGE IF THE KID IS DRIVING, so don't even let him back it out of the garage.

"Statewide really came to the rescue when my daughter decided to drive through our living room at 30 miles per hour. After a new wall, car and sofa things are almost back to normal. My daughter will start driving again when she is 30."

Bob Smith

Southern Land Development

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